Secor Greezebone is a saint. He combines Francis of Assisi, Mother Teresa and Cliff Richard in one great soul. A businessman he is not, except in the most literal sense. Greezebone is far too busy helping others to have time for himself or his business. Everyone takes advantage of him, especially his secretary, Choc Rabbitt. Choc lives with her boyfriend Kevyn, and her son (by another man) Enormous Eddie. She comes late to work, she helps herself to the petty cash. And her employer barely notices. Then there is Greezebone's nephew, Fred. One Christmas Eve, Fred approaches him with a lucrative but obviously shady business deal. Greezebone is not interested. His time is devoted to others, and money does not concern him. But that night, he is visited by the ghost of his late business partner, Jambo Cleary. Jambo, as saintly as Greezebone in life, has learned some hard lessons since his death. He has arranged for Greezebone to be visited by three spirits. One by one, they appear: the ghosts of Christmas Past, Christmas Present, and Christmas Yet to Come. Secor Greezebone's life is about to change.